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New York Employers Set for Major Workers’ Compensation Savings — Weinsurexyz Breaks Down What the New DFS Rate Cut Means for Local Businesses New York, NY — July 19, 2026 — Weinsurexyz, a digital commercial insurance agency specializing in New York business insurance, today released its analysis of New York State’s newly announced workers’ compensation loss cost rate reductions, highlighting what the changes could mean for employers seeking to lower operating expenses while maintaining regulatory compliance. Governor Kathy Hochul recently announced that insured employers across New York will benefit from an average 22% reduction in workers’ compensation insurance premium rates, representing an estimated more than $1 billion in premium savings for businesses. Combined with over $700 million in dividends and discount programs distributed by the New York State Insurance Fund (NYSIF), the total statewide savings exceed $1.7 billion for employers and policyholders. The approved loss cost reduction takes effect October 1, 2026.  “These reductions create a meaningful opportunity for New York businesses to review their workers’ compensation programs and ensure they are receiving competitive pricing,” said a spokesperson for Weinsurexyz. “While statewide rates are declining, every employer’s premium is still influenced by payroll, industry classification, claims history, experience modification, and insurer underwriting. Businesses should compare available options rather than assume every policy will decrease by the same amount.” According to the New York State announcement, employers are expected to save an average of approximately $1,779 per policyholder, providing additional financial flexibility for businesses investing in hiring, expansion, workplace safety, and employee benefits.  What New York Employers Should Do Weinsurexyz recommends that employers: Review upcoming workers’ compensation renewal quotes. Verify payroll classifications and employee job codes for accuracy. Monitor Experience Modification Rate (EMR) performance. Evaluate workplace safety programs that may qualify for additional credits or dividends. Compare coverage options among private insurers and other available markets. Because workers’ compensation pricing varies significantly between industries and individual businesses, an annual policy review may uncover additional opportunities beyond the statewide rate reduction. Why the Announcement Matters Workers’ compensation insurance remains mandatory for most New York employers. While the Department of Financial Services approved lower statewide loss costs, final premiums continue to depend on company-specific underwriting factors, including payroll, claims experience, industry class codes, and carrier pricing models.  The announcement also reflects continued improvements in workplace safety and declining lost-time claim frequency cited by state officials as key reasons supporting the rate reduction.  Supporting New York Businesses Weinsurexyz helps businesses throughout New York compare commercial insurance solutions, including: Workers’ Compensation Insurance General Liability Insurance Business Owners Policies (BOP) Commercial Property Insurance Commercial Auto Insurance Professional Liability Insurance Cyber Liability Insurance Commercial Umbrella Insurance The agency works with businesses across construction, retail, hospitality, healthcare, professional services, manufacturing, transportation, and many other industries. About Weinsurexyz Weinsurexyz is an independent digital commercial insurance agency providing insurance solutions for businesses across New York and other U.S. markets. The agency helps business owners compare coverage options from multiple insurance carriers while focusing on competitive pricing, risk management, and regulatory compliance. Media Contact Weinsurexyz Website: https://weinsurexyz.com Source Governor Kathy Hochul’s announcement regarding New York’s workers’ compensation premium reductions and NYSIF dividend and discount programs. 

FOR IMMEDIATE RELEASE WeInsurexyz Analyzes Cyber Insurance Implications as AI Security Startup Pi Emerges with $35 Million in Funding New York, NY — July 16, 2026 — WeInsurexyz.com, a commercial insurance brokerage specializing in cyber liability coverage, today published an analysis of how advances in autonomous artificial intelligence may influence cybersecurity practices and cyber insurance underwriting following the public launch of Pi, an AI-native cybersecurity startup. Founded in 2025 by CEO Guy Arazi, a former Microsoft security researcher, and CPO Yoni Ramon, who previously led offensive cybersecurity efforts at Tesla, Pi recently emerged from stealth with $35 million in funding and a reported valuation of approximately $100 million. The company says its AI platform is designed to identify and remediate software vulnerabilities automatically before they can be exploited. According to WeInsurexyz, developments like Pi illustrate a broader trend toward AI-assisted cyber defense as organizations face increasingly sophisticated cyber threats, including AI-enabled phishing, social engineering, and software supply chain attacks. “The emergence of AI-native cybersecurity platforms reflects the rapid evolution of cyber risk,” said a spokesperson for WeInsurexyz. “While cyber insurance has traditionally focused on an organization’s existing security controls, insurers are increasingly evaluating how businesses continuously detect, respond to, and reduce cyber risk. Companies adopting advanced security technologies may be better positioned during underwriting, although coverage and pricing continue to depend on many factors.” Key Cyber Insurance Considerations WeInsurexyz’s analysis identifies several developments businesses should monitor: •Continuous Risk Management – Organizations are increasingly adopting automated tools to reduce the time between vulnerability discovery and remediation. •AI Supply Chain Security – As businesses integrate AI into daily operations, protecting data, APIs, models, and third-party vendors becomes increasingly important. •Evolving Underwriting Practices – Cyber insurers continue to place greater emphasis on multifactor authentication, endpoint detection, employee security awareness training, backup strategies, and incident response planning. Emerging AI-based security capabilities may become additional underwriting considerations as adoption grows. According to IBM’s Cost of a Data Breach Report, the average cost of a data breach remains in the millions of dollars globally, underscoring the financial importance of proactive cybersecurity and cyber insurance. Separately, Verizon’s annual Data Breach Investigations Report continues to identify human error, credential theft, and social engineering among the leading causes of security incidents. Businesses interested in understanding how emerging AI technologies may affect cyber insurance underwriting can read WeInsurexyz’s analysis and learn more about cyber liability coverage at WeInsurexyz.com. About Weinsurexyz Weinsurexyz is a commercial insurance brokerage and a division of Liability Advisors Inc., based in Jamaica, Queens, New York. The company helps small and mid-sized businesses evaluate insurance solutions designed to address commercial risks, including cyber liability, general liability, professional liability, and workers’ compensation. More information is available at:  https://weinsurexyz.com Media Contact Robert Saidov  Weinsurexyz, a division of Liability Advisors Inc.  186-34 Midland Parkway  Jamaica, NY 11432  Phone: (888) 540-7374  Email: info@weinsurexyz.com  Website: https://weinsurexyz.com  

FOR IMMEDIATE RELEASE Weinsurexyz Advises New York Businesses to Review Cyber Insurance Following NYDFS Warning on AI Cybersecurity Risks New York City, N.Y. — July 14, 2026 — Weinsurexyz, a commercial insurance brokerage serving New York businesses, is advising small and mid-sized companies to review their cyber liability and crime insurance coverage as artificial intelligence creates new cybersecurity challenges, including increasingly sophisticated impersonation and social engineering attacks. The warning follows a recent advisory from the New York State Department of Financial Services (NYDFS) highlighting heightened cybersecurity risks associated with frontier artificial intelligence models. The advisory encourages regulated organizations to evaluate emerging AI-related threats and strengthen cybersecurity risk management practices as advanced AI capabilities continue to develop. According to the Federal Trade Commission (FTC), consumers reported losing more than $12.5 billion to fraud in 2024, representing a 25% increase from the previous year. Imposter scams were among the largest reported categories, accounting for nearly $3 billion in reported losses. (Federal Trade Commission) Cybersecurity threats targeting businesses are also evolving rapidly. Verizon’s 2025 Data Breach Investigations Report analyzed thousands of security incidents and confirmed that attackers continue to rely heavily on methods such as social engineering, credential theft, and exploitation of vulnerabilities to compromise organizations. (Verizon) “Artificial intelligence is changing the way criminals conduct social engineering attacks,” said Olga Yakubov , CEO at Weinsurexyz. “Businesses need to understand that cyber insurance policies can vary significantly. Coverage for AI-assisted fraud, social engineering, and impersonation attacks depends on the specific policy language, coverage terms, and exclusions.” AI-enabled fraud schemes can involve criminals collecting publicly available information about executives, employees, or vendors and using artificial intelligence tools to create convincing voice, video, or written impersonations. These schemes may be used to request fraudulent wire transfers, alter payment instructions, obtain sensitive information, or bypass normal business procedures. Unlike traditional cyber incidents involving malware or unauthorized access to computer systems, many AI-enabled fraud attempts rely primarily on deception and human trust. This creates potential questions about whether a loss may fall under cyber liability, crime insurance, social engineering coverage, or other policy provisions. Weinsurexyz recommends that New York businesses take the following steps: 1. Review existing insurance coverage  Businesses should ask their insurance broker how their cyber liability and crime policies respond to AI-assisted impersonation, social engineering fraud, and fraudulent payment requests. 2. Understand policy terms and limitations  Companies should review definitions, exclusions, coverage conditions, deductibles, and notification requirements before renewing their policies. 3. Strengthen internal verification procedures  Businesses should establish additional verification requirements for wire transfers, vendor payment changes, and urgent financial requests—even when the request appears to come from a trusted executive or partner. “Technology continues to evolve faster than many businesses can adapt,” said Yakubov. “Insurance is an important part of a broader cybersecurity strategy, but companies also need strong internal controls to reduce the chance of becoming a victim of AI-enabled fraud.” Weinsurexyz has published additional information about emerging AI cybersecurity risks and how businesses can evaluate their insurance needs: New York Regulators Warn: “Fronteer AI” Is About to Make Hackers Faster — Is Your Business Ready? The company works with New York businesses across industries including construction, trucking, restaurants, staffing, professional services, landscaping, and cleaning services to evaluate commercial insurance solutions, including cyber liability, general liability, professional liability, and workers’ compensation coverage. More information about cyber liability insurance is available at: Weinsurexyz Cyber Liability Insurance  About Weinsurexyz Weinsurexyz is a commercial insurance brokerage and a division of Liability Advisors Inc., based in Jamaica, Queens, New York. The company helps small and mid-sized businesses evaluate insurance solutions designed to address commercial risks, including cyber liability, general liability, professional liability, and workers’ compensation. More information is available at:  https://weinsurexyz.com Media Contact Robert Saidov  Weinsurexyz, a division of Liability Advisors Inc.  186-34 Midland Parkway  Jamaica, NY 11432  Phone: (888) 540-7374  Email: info@weinsurexyz.com  Website: https://weinsurexyz.com