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Small Business Help for your Start Up

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Let’s face it; starting up a small business isn’t the easiest feat to accomplish.  Even more difficult is keeping your small business buoyant once you’ve invested an endless amount of time and money into your venture. 

    • It’s been estimated that over 50% of small businesses will fail within the first year
    • Over 95% of small businesses will fail within the first 5 years

These businesses usually fail from poor marketing strategy, or simply not receiving the necessary guidance before starting up.  Therefore, it’s necessary that you seek out some sort of small business help when starting your venture. 

 

With the right help and research there will be less risk of you missing something vital to the success of your business.  There is no shortage of small business help for those that need it.  Government agencies such as the SBA are organized specifically to help small businesses succeed.  The government isn’t the only entity looking out for small business though.  Take a peek at some other associations that are looking out for the little guy.        

 

Where to Get Small Business Help?

 

There are literally hundreds of Websites dedicated to helping you start your small business.  Organizations like the SBA, Small Business Administration, have great ideas, and sites like Business.gov will give the rules you need to comply with federal law. 

 

Other great small business help Websites include: allbusiness.com, entrepreneur.com, and fool.com.  These Websites will help with financial planning, marketing ideas, business planning, and utilization of various new technologies, management, and human resources.  They also usually have a wide variety of useful tips.

 

Book stores and libraries are another great source of valuable reading material for small business help.  In book stores such as Borders and Barnes and Nobles there is always a business section that has a wide array of books on small businesses and topics relating to small businesses.  Top books for small business help can also be bought on Amazon.com.  Some of these include:  The Small Business Owner’s Manual, The Big Book of Small Business, and The Small Business Bible.  Libraries are another wonderful and free source of information on small business start ups.  Check the reference section for a variety of books that may guide you in your venture.  

 

The Small Business Help you Shouldn’t Overlook

 

When starting up a small venture, many small business owners will overlook the basic necessity of insurance.  Insurance is vital for the survival of your small business.  It can protect your business from a variety of risks that might be able to otherwise put you under.  WeInsureXYZ not only provides great guidance for the type of insurance that your small business requires, but will provide all the small business help you need.  WeInsureXYZ is a great company that offers small business help to manage risk with a selection of different insurances.  We will assess your particular situation and advise you on the best insurance for your small business.

General Liability Insurance

What Is General Liability Insurance? Commercial General Liability Insurance protects small-business owners from claims of injury, property damage, and negligence related to their business activities.

Workers’ Compensation

What Is Workers’ Compensation Insurance? Workers’ compensation insurance covers your employees’ medical expenses and at least some portion of their lost wages if they are injured on the job.

Business Owners Policy

What Is a Business Owners Policy? A BOP is simply bundled insurance designed to provide essential coverage to certain business owners at a competitive price. A BOP insurance coverage includes

Professional Liability Insurance

Professional liability insurance also called , errors and omissions insurance (E&O; insurance), protects you if a client claims that your services caused them to suffer a financial loss. While general liability insurance is primarily focused on property damage or bodily injury,

Disability Benefits Insurance

Employers in New York State are obligated to offer disability benefits insurance to their employees. This coverage is specifically designed to provide financial assistance in the event of off-the-job injuries or illnesses.



Business Umbrella Insurance

Without Business Umbrella Insurance (also sometimes called Umbrella Liability Insurance or Excess Liability Insurance ), you would have to pay the uncovered expenses out-of-pocket. Even if you carry General Liability Insurance for your business, without business umbrellainsurance you might face a repair, settlement, or judgment in excess of your coverage limit.

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