Why do computer system integrators need business insurance?
Obtaining a computer systems integrators insurance that is tailored to your service offerings is more efficient and cost-effective than paying for coverage that doesn’t apply or isn’t necessary in your specific industry. In today’s market, both small and large companies, as well as independent contractors are practically required to carry some kind of liability insurance. If you are a computer systems integrator or custom programmer, it is also very important for you to have the proper liability coverage. Obtaining a computer systems integrator insurance that is tailored to your service offerings is more efficient and cost-effective than paying for coverage that doesn’t apply or isn’t necessary in your specific industry.
Most of your clients will require that computer system integrators carry insurance for a variety of reasons:
-
- General Liability Insurance covers any client’s property that is lost or damaged while in your possession.
-
- Clearly defines liability for any alleged shortcomings in the project
-
- Some clients will require workers compensation insurance to remove their liability in case they are injured on the job
-
- Almost all clients will require independent contractors to carry fidelity bond insurance, especially if you are in proximity to valuable financial information or similar data
Properly insuring yourself before applying for contracting work will give you a leg up on the competition, instill confidence in your skills as a professional, and in the long run, land you more jobs.