Setting standards for social media use by employees

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As social media websites become more popular, they are more frequently being used in the workplace or to post information concerning employers. It is important for small business owners to have a solid policy concerning social media use for their employees in order to avoid potential legal problems.

Outlining a clear and specific social media policy for employees is essential to protect the company, according to Inc. Magazine. “Defining what your employees can and cannot do, both in the workplace and at home, needs to be spelled out,” the source warns. Leaving out details could result in legal exposure for the business owner.

Though it may be tempting to skip over the creation of a social media policy for employees it may save a company money, should they need to let go of an employee for tarnishing the public image of the company through a social media platform.

In a recent case, the company American Medical Response had to settle with an employee out of court after firing her for negative comments she posted about her manager on Facebook from a home computer, Fox reports.

Though the agreements may not be foolproof, employers should obtain employment practices insurance to cover themselves in case an employee decides to file charges for wrongful termination.

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What Is Workers’ Compensation Insurance? Workers’ compensation insurance covers your employees’ medical expenses and at least some portion of their lost wages if they are injured on the job.

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What Is a Business Owners Policy? A BOP is simply bundled insurance designed to provide essential coverage to certain business owners at a competitive price. A BOP insurance coverage includes

Professional Liability Insurance

Professional liability insurance also called , errors and omissions insurance (E&O; insurance), protects you if a client claims that your services caused them to suffer a financial loss. While general liability insurance is primarily focused on property damage or bodily injury,

Disability Benefits Insurance

Employers in New York State are obligated to offer disability benefits insurance to their employees. This coverage is specifically designed to provide financial assistance in the event of off-the-job injuries or illnesses.

Business Umbrella Insurance

Without Business Umbrella Insurance (also sometimes called Umbrella Liability Insurance or Excess Liability Insurance ), you would have to pay the uncovered expenses out-of-pocket. Even if you carry General Liability Insurance for your business, without business umbrellainsurance you might face a repair, settlement, or judgment in excess of your coverage limit.

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