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Three Minnesota state departments facing age discrimination lawsuits

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According to recent reports, three different state departments in Minnesota are being sued as part of age discrimination lawsuits.

The U.S. Equal Employment Opportunity Commission filed the lawsuits on behalf of plaintiffs who claim the state’s departments of Commerce, Public Safety and Natural Resources violated laws by not offering benefits to older workers.

According to the lawsuits, the departments offered workers collective bargaining agreements that required signatures. However, upon further inspection, the CBAs mandated that health and dental benefits would be offered to workers who retired at age 55, but not for anyone above that threshold.

In the lawsuits, the EEOC states that failing to offer benefits to older workers is a clear violation of the Age Discrimination in Employment Act. A similar lawsuit was filed in the state in 2008, which resulted in the Department of Corrections issuing backpay to 36 retired workers, plus future premium costs. In all, the lawsuit cost more than $1.2 million for the department.

These latest lawsuits highlight the professional liability that is necessary for companies to adhere to, lest they enter similar legal battles for violating state or federal laws.

 

General Liability Insurance

What Is General Liability Insurance? Commercial General Liability Insurance protects small-business owners from claims of injury, property damage, and negligence related to their business activities.

Workers’ Compensation

What Is Workers’ Compensation Insurance? Workers’ compensation insurance covers your employees’ medical expenses and at least some portion of their lost wages if they are injured on the job.

Business Owners Policy

What Is a Business Owners Policy? A BOP is simply bundled insurance designed to provide essential coverage to certain business owners at a competitive price. A BOP insurance coverage includes

Professional Liability Insurance

Professional liability insurance also called , errors and omissions insurance (E&O; insurance), protects you if a client claims that your services caused them to suffer a financial loss. While general liability insurance is primarily focused on property damage or bodily injury,

Disability Benefits Insurance

Employers in New York State are obligated to offer disability benefits insurance to their employees. This coverage is specifically designed to provide financial assistance in the event of off-the-job injuries or illnesses.



Business Umbrella Insurance

Without Business Umbrella Insurance (also sometimes called Umbrella Liability Insurance or Excess Liability Insurance ), you would have to pay the uncovered expenses out-of-pocket. Even if you carry General Liability Insurance for your business, without business umbrellainsurance you might face a repair, settlement, or judgment in excess of your coverage limit.

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