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Memphis to pay millions in sewage repair costs, faces lawsuit

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A recent report from WREG-TV in Memphis detailed the current predicament faced by the city over an engineering issue that has plagued the area.

The report relayed raw sewage has been pouring into a drain in North Memphis, and from there, the waste has reached residents’ lawns. According to the station, the problem is linked to an engineering error in the city’s system that is moving the waste.

However, this problem is just one of many in the city. The town is currently being sued for its sewage management at the M.C. Stiles waste treatment plant, where 1,170 instances of overflowing sewage took place between 2005 and 2009, equal to 23 million gallons of waste.

This overflow has resulted in many environmental and human health violations. White foam has also been detected at the Stiles waste plant, which a clean water agency claimed is a pollutant to the city’s drinking water.

While the city proceeds with its efforts to remedy the situation and protect itself in court, the town may spend nearly $50 million to right the damages. The case highlights the need for companies of all sizes to carry professional liability insurance, as malfunctions can occur and ruin a business.

 

General Liability Insurance

What Is General Liability Insurance? Commercial General Liability Insurance protects small-business owners from claims of injury, property damage, and negligence related to their business activities.

Workers’ Compensation

What Is Workers’ Compensation Insurance? Workers’ compensation insurance covers your employees’ medical expenses and at least some portion of their lost wages if they are injured on the job.

Business Owners Policy

What Is a Business Owners Policy? A BOP is simply bundled insurance designed to provide essential coverage to certain business owners at a competitive price. A BOP insurance coverage includes

Professional Liability Insurance

Professional liability insurance also called , errors and omissions insurance (E&O; insurance), protects you if a client claims that your services caused them to suffer a financial loss. While general liability insurance is primarily focused on property damage or bodily injury,

Disability Benefits Insurance

Employers in New York State are obligated to offer disability benefits insurance to their employees. This coverage is specifically designed to provide financial assistance in the event of off-the-job injuries or illnesses.



Business Umbrella Insurance

Without Business Umbrella Insurance (also sometimes called Umbrella Liability Insurance or Excess Liability Insurance ), you would have to pay the uncovered expenses out-of-pocket. Even if you carry General Liability Insurance for your business, without business umbrellainsurance you might face a repair, settlement, or judgment in excess of your coverage limit.

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