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Patron allegedly injured in restaurant by falling plates sues

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When it comes to restaurant managing and operations, things are always at a much faster pace than most businesses. There are several risks involved with cooks constantly moving from the fridge to the grill and waiters running from table to table and back to the kitchen to pick up orders. The chance of an accident is amplified in a busy restaurant, and if a small business isn’t protected against potential lawsuits, it could mean a huge financial burden that most small restaurants typically can’t afford.

While most restaurant owners enforce safety practices and try to prevent any incidents, sometimes there’s no way to stop it. According to The Pennsylvania Record, a local Philadelphia man is suing Triumph Brewing Co., for $150,000 from injuries sustained when one of the restaurant’s severs allegedly dropped a tray of heavy dishes on him.

A lawsuit was filed in the U.S. District Court in Philadelphia on Jan. 8 by Robert Goodwin of Langhorne, Bucks County against Triumph Brewing Co. of Princeton Inc. over a Feb. 11, 2012 incident at the defendant’s business located in Princeton, N.J., reported The Pennsylvania Record.

Nearly a year ago, Goodwin was eating at the local brewery and was seated with his wife and friends while he watched his friends’ son play in a band at the restaurant. According to The Pennsylvania Record, without any sort of warning, an employee dropped several large dishes on Goodwin, which hit him in the neck, back and right foot, the complaint stated.

Goodwin claims to have suffered multiple emotional and physical damages
The lawsuit alleges that Goodwin sustained injuries such as a cervical neck sprain, back sprain, ankle sprain, severe occipital headaches and spinal stenosis of the cervical spine from the dishes hitting him. The claim also said that Goodwin experienced mental stress such as anxiety, apprehension, humiliation, frustration and a general loss of pleasure and enjoyment of life, reported The Pennsylvania Record.

Goodwin reported that he was forced to spend a large sum on money on medical treatments and his wife, according to The Pennsylvania Record, Margaret Goodwin claimed that she has been deprived of the companionship of her husband after the injury.

Small businesses should always assess their risks when buying business insurance, reported U.S. Small Business Administration. Obtaining general liability insurance can help protect a restaurant when an accident occurs and can cover business interruption periods if the restaurant is forced to shut its doors during a lawsuit.

 

General Liability Insurance

What Is General Liability Insurance? Commercial General Liability Insurance protects small-business owners from claims of injury, property damage, and negligence related to their business activities.

Workers’ Compensation

What Is Workers’ Compensation Insurance? Workers’ compensation insurance covers your employees’ medical expenses and at least some portion of their lost wages if they are injured on the job.

Business Owners Policy

What Is a Business Owners Policy? A BOP is simply bundled insurance designed to provide essential coverage to certain business owners at a competitive price. A BOP insurance coverage includes

Professional Liability Insurance

Professional liability insurance also called , errors and omissions insurance (E&O; insurance), protects you if a client claims that your services caused them to suffer a financial loss. While general liability insurance is primarily focused on property damage or bodily injury,

Disability Benefits Insurance

Employers in New York State are obligated to offer disability benefits insurance to their employees. This coverage is specifically designed to provide financial assistance in the event of off-the-job injuries or illnesses.



Business Umbrella Insurance

Without Business Umbrella Insurance (also sometimes called Umbrella Liability Insurance or Excess Liability Insurance ), you would have to pay the uncovered expenses out-of-pocket. Even if you carry General Liability Insurance for your business, without business umbrellainsurance you might face a repair, settlement, or judgment in excess of your coverage limit.

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