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Time off is an issue at some firms

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Vacation time is a hotly contested topic at many small businesses; however, a recent survey conducted by recruitment firm Adecco Staffing found 75 percent of employees have not taken all of the time allotted to them at their place of employment. This can lead to issues in the workplace that require firms to have small business insurance policies.

“It’s interesting that many workers are not taking advantage of their available vacation days for the year yet are hungry for more time off,” said Joyce Russell of Adecco Staffing.

Employees should not be afraid to take days
Many small-business owners expect a lot of their employees, and staff members work hard for at least 40 hours per week. This is especially true for younger employees, but they still feel guilty about taking off time from work. The research revealed 45 percent of employees 18 to 24 only get one week of paid time off at their jobs, and 36 percent said they feel as though they are being judged by their colleagues when they are taking their vacation time.

“Managers should encourage an environment that supports a work/life balance through time outside the office,” said Russell. “By developing a plan to ensure that all business needs are being met in the workplace while co-workers are out, there’s no reason that staff shouldn’t be taking their days.”

Vacation time can cause problems in the office
Taking time off is something that employees shouldn’t feel bad about. It is simply unreasonable for employers and other staff members to expect employees to show up to work every single day. However, 29 percent of workers get upset when their co-workers take multiple long weekends. It’s important for small business owners to remind staff that its perfectly acceptable to take advantage of vacation days.

“The important thing to remember is why we have vacation days in the first place – to give us time to relax, recharge, and enjoy our lives so that we can be even more productive and successful in our work,” said Russell. “It ultimately gives us the work-life balance we all want and need.”

Time off could lead to better productivity
Vacation time has been known to help employees feel rejuvenated on the job. In fact, an article for The New York Times discussed how when the seasons change it could be a good time to take some time away from the job. Some firms aren’t as busy at the end of the year, which could be a great opportunity for a vacation.

 

General Liability Insurance

What Is General Liability Insurance? Commercial General Liability Insurance protects small-business owners from claims of injury, property damage, and negligence related to their business activities.

Workers’ Compensation

What Is Workers’ Compensation Insurance? Workers’ compensation insurance covers your employees’ medical expenses and at least some portion of their lost wages if they are injured on the job.

Business Owners Policy

What Is a Business Owners Policy? A BOP is simply bundled insurance designed to provide essential coverage to certain business owners at a competitive price. A BOP insurance coverage includes

Professional Liability Insurance

Professional liability insurance also called , errors and omissions insurance (E&O; insurance), protects you if a client claims that your services caused them to suffer a financial loss. While general liability insurance is primarily focused on property damage or bodily injury,

Disability Benefits Insurance

Employers in New York State are obligated to offer disability benefits insurance to their employees. This coverage is specifically designed to provide financial assistance in the event of off-the-job injuries or illnesses.



Business Umbrella Insurance

Without Business Umbrella Insurance (also sometimes called Umbrella Liability Insurance or Excess Liability Insurance ), you would have to pay the uncovered expenses out-of-pocket. Even if you carry General Liability Insurance for your business, without business umbrellainsurance you might face a repair, settlement, or judgment in excess of your coverage limit.

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