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Wisconsin storms cause damage to homes and businesses

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Storms throughout Wisconsin have already caused damage to homes, businesses and farms, and there aren’t signs it’s going to lighten up. The Milwaukee Journal Sentinel said that these storms, which have already produced tornadoes, will continue until June 25.

The storms have produced nickel-sized hail, and strong winds have knocked down a few trees in the Milwaukee area. Almost 9,000 people were without power when the storm occurred on June 17. Sandy Rusch Walton, spokesperson for the Milwaukee Department of Public Works, urges residents to be careful when stepping outside.

“When the storm is over – when it’s safe to be back outside – neighbors should be careful not to push their tree trimmings on top of a sewer grate and keep those open,” Walton told the Sentinel. “Our crews will be out there, too, removing what we can.”

The storms have done a number on properties, as American Family Insurance, per the Wisconsin State Journal, reported that there have been 338 insurance claims for property damage through June 19. That is a small portion of the possible claims, as the Journal believes that number could reach 1,500 after residents of Verona, Platteville and Madison are accounted for. It could be some time before American Family has a hard number of how many claims there are.

Storms like this could present dangers for residents. Fallen trees can block roadways, downed power lines can seriously injure someone and homes and businesses can be damaged.

A business that is damaged by hail and water will have a number of repairs on its hands. To help out in this situation, shop owners can sign up for business insurance. This coverage can financially help business owners out in these storm situations.

 

General Liability Insurance

What Is General Liability Insurance? Commercial General Liability Insurance protects small-business owners from claims of injury, property damage, and negligence related to their business activities.

Workers’ Compensation

What Is Workers’ Compensation Insurance? Workers’ compensation insurance covers your employees’ medical expenses and at least some portion of their lost wages if they are injured on the job.

Business Owners Policy

What Is a Business Owners Policy? A BOP is simply bundled insurance designed to provide essential coverage to certain business owners at a competitive price. A BOP insurance coverage includes

Professional Liability Insurance

Professional liability insurance also called , errors and omissions insurance (E&O; insurance), protects you if a client claims that your services caused them to suffer a financial loss. While general liability insurance is primarily focused on property damage or bodily injury,

Disability Benefits Insurance

Employers in New York State are obligated to offer disability benefits insurance to their employees. This coverage is specifically designed to provide financial assistance in the event of off-the-job injuries or illnesses.



Business Umbrella Insurance

Without Business Umbrella Insurance (also sometimes called Umbrella Liability Insurance or Excess Liability Insurance ), you would have to pay the uncovered expenses out-of-pocket. Even if you carry General Liability Insurance for your business, without business umbrellainsurance you might face a repair, settlement, or judgment in excess of your coverage limit.

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