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Workers compensation becomes an issue with former NFL players

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Athletes entering the National Football League know of the dangers they are subjecting themselves to when they step on the field; however, a recent case involving a number of former players for the Atlanta Falcons is clouding the league’s workers compensation policy, reported the Fulton County Daily Report.

The NFL and the Falcons are suing a number of players who are currently collecting workers compensation benefits in California, although they were injured while based in Georgia, where workers compensation laws are different, said the newspaper.

According to the news source, this recently filed suit by the NFL is part the continuing dispute between the league and its former players over how they will be compensated once they exit the league. Although most businesses are not as high-profile or big-money as the NFL, the situation illustrates how thorny workers compensation questions can become, and how important it is to institute clear workers comp policies and remain up to date on changes to the law.

WorkCompCentral said the problem with people going to California for workers compensation has remained an issue for years, with former professional athletes only needing to participate in one play to be able to be considered eligible for workers compensation benefits in that state. This had led to a number of teams requiring their players to purchase workers compensation insurance in the state in which they play.

 

General Liability Insurance

What Is General Liability Insurance? Commercial General Liability Insurance protects small-business owners from claims of injury, property damage, and negligence related to their business activities.

Workers’ Compensation

What Is Workers’ Compensation Insurance? Workers’ compensation insurance covers your employees’ medical expenses and at least some portion of their lost wages if they are injured on the job.

Business Owners Policy

What Is a Business Owners Policy? A BOP is simply bundled insurance designed to provide essential coverage to certain business owners at a competitive price. A BOP insurance coverage includes

Professional Liability Insurance

Professional liability insurance also called , errors and omissions insurance (E&O; insurance), protects you if a client claims that your services caused them to suffer a financial loss. While general liability insurance is primarily focused on property damage or bodily injury,

Disability Benefits Insurance

Employers in New York State are obligated to offer disability benefits insurance to their employees. This coverage is specifically designed to provide financial assistance in the event of off-the-job injuries or illnesses.



Business Umbrella Insurance

Without Business Umbrella Insurance (also sometimes called Umbrella Liability Insurance or Excess Liability Insurance ), you would have to pay the uncovered expenses out-of-pocket. Even if you carry General Liability Insurance for your business, without business umbrellainsurance you might face a repair, settlement, or judgment in excess of your coverage limit.

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