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Massachusetts health insurance program sued for ADA violations

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A lawsuit was filed recently against MassHealth, claiming the state’s Medicaid agency violated the Americans with Disabilities Act.

The agency provides insurance for more than 1 million Massachusetts residents, however, the suit alleges it failed to provide adequate communication options for disabled applicants. In their lawsuit, four blind and two deaf residents claim the agency did not provide Braille or electronic forms that can be filled out without assistance.

Furthermore, the lawsuit states the agency did not offer materials in American Sign Language and that it was incredibly difficult to contact a live customer service representative.

Many of the plaintiffs claim they cancelled or suspended their healthcare services because of their inability to fill out the required paperwork.

“Defendants have committed multiple ongoing and continuous violations of the ADA and the Rehabilitation Act, and unless restrained from doing so, Defendants will continue to violate the ADA and the Rehabilitation Act. Said conduct, unless enjoined, will continue to inflict injuries for which Plaintiffs have no adequate remedy at law,” the lawsuit claims.

The case highlights the importance of businesses adhering to federal regulations, as failure to do so can result in expensive professional liability lawsuit that could ruin small companies without proper business insurance coverage.

 

General Liability Insurance

What Is General Liability Insurance? Commercial General Liability Insurance protects small-business owners from claims of injury, property damage, and negligence related to their business activities.

Workers’ Compensation

What Is Workers’ Compensation Insurance? Workers’ compensation insurance covers your employees’ medical expenses and at least some portion of their lost wages if they are injured on the job.

Business Owners Policy

What Is a Business Owners Policy? A BOP is simply bundled insurance designed to provide essential coverage to certain business owners at a competitive price. A BOP insurance coverage includes

Professional Liability Insurance

Professional liability insurance also called , errors and omissions insurance (E&O; insurance), protects you if a client claims that your services caused them to suffer a financial loss. While general liability insurance is primarily focused on property damage or bodily injury,

Disability Benefits Insurance

Employers in New York State are obligated to offer disability benefits insurance to their employees. This coverage is specifically designed to provide financial assistance in the event of off-the-job injuries or illnesses.



Business Umbrella Insurance

Without Business Umbrella Insurance (also sometimes called Umbrella Liability Insurance or Excess Liability Insurance ), you would have to pay the uncovered expenses out-of-pocket. Even if you carry General Liability Insurance for your business, without business umbrellainsurance you might face a repair, settlement, or judgment in excess of your coverage limit.

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