Move to the cloud needed for businesses for disaster recovery purposes

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As natural disasters have ravaged towns and companies nationwide, many businesses have realized the need for disaster recovery procedures.

Reports have revealed that companies experiencing significant data loss can be greatly affected. In fact, PricewaterhouseCoopers conducted a study that discovered 70 percent of small businesses that undergo a major data loss go under within a year.

Thus, the need for effective disaster recovery processes has increased, and cloud computing has become an attractive option. With the cloud being a virtualized setting managed by a third-party vendor, companies with their data stored in it can access it remotely and relatively quickly. Unless the vendor’s servers are damaged as well, a company’s data is hardly ever lost for good if it is in the cloud.

One technology and disaster recovery expert advised companies of all sizes to “keep all the non-sensitive and non-super secret information in the cloud, and have a separate backup system for the data that you can’t keep in the cloud.”

For companies that store sensitive information, ensuring this data is safe is essential, lest any companies engage in lawsuits regarding professional liability with clients.

General Liability Insurance

What Is General Liability Insurance? Commercial General Liability Insurance protects small-business owners from claims of injury, property damage, and negligence related to their business activities.

Workers’ Compensation

What Is Workers’ Compensation Insurance? Workers’ compensation insurance covers your employees’ medical expenses and at least some portion of their lost wages if they are injured on the job.

Business Owners Policy

What Is a Business Owners Policy? A BOP is simply bundled insurance designed to provide essential coverage to certain business owners at a competitive price. A BOP insurance coverage includes

Professional Liability Insurance

Professional liability insurance also called , errors and omissions insurance (E&O; insurance), protects you if a client claims that your services caused them to suffer a financial loss. While general liability insurance is primarily focused on property damage or bodily injury,

Disability Benefits Insurance

Employers in New York State are obligated to offer disability benefits insurance to their employees. This coverage is specifically designed to provide financial assistance in the event of off-the-job injuries or illnesses.

Business Umbrella Insurance

Without Business Umbrella Insurance (also sometimes called Umbrella Liability Insurance or Excess Liability Insurance ), you would have to pay the uncovered expenses out-of-pocket. Even if you carry General Liability Insurance for your business, without business umbrellainsurance you might face a repair, settlement, or judgment in excess of your coverage limit.

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WeInsureXYZ provides Best Business Insurance Quotes in New York for small business, including the self-employed and companies with 10 or fewer employees. The information contained in this website is for illustrative purposes only. Coverage issuance is subject to underwriting and is expressly subject to the conditions, restrictions, limitations, exclusions and terms of the policy documentation issued by the insurer. Availability of this program is subject to each state’s approval and coverage may vary by state. WeInsureXYZ allows businesses to apply for insurance and receive multiple quotes from leading insurance carriers including CNA, Guard, The Hartford, NEXT, Travelers, Hagerty, BHHC, PIE, Atune, Progressive, Chubb and Hiscox. We offer business owners a variety of insurance protection, including: General liability insurance, professional liability, errors & ommissions, excess liability, umbrella insurance, workers compensation, fidelity bonding, and more.