Trucking and last-mile delivery operations carry some of the highest-stakes insurance decisions of any industry — a single commercial auto claim can be catastrophic, and cargo, workers’ comp, and liability all need to work together without gaps.
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Coverage for Trucking & Delivery Operations
- Commercial auto liability — required at higher limits than most other industries
- Motor truck cargo — protecting goods in transit
- Workers’ compensation for drivers and warehouse staff, correctly classified. Class code guide →
- General liability for loading/unloading and warehouse operations
- Non-trucking liability — for owner-operators leased to a motor carrier, outside of dispatched runs
A Common Gap: Owner-Operators
Many owner-operators assume the motor carrier’s policy covers them fully. It often doesn’t outside of dispatched runs — non-trucking liability fills that gap and is frequently missing.
Where We Serve Trucking Businesses
Queens · Jamaica, NY · Bronx · Long Island
