Privacy Statement

Weinsurexyz is a trade name and website operated by Liability Advisors Inc. (NY License #1810943). References to “Weinsurexyz,” “we,” “us,” or “our” throughout this Privacy Statement refer to Liability Advisors Inc.

At Weinsurexyz, we value you as a customer. We also share your privacy concerns. We are providing this statement to explain how we treat your personal and business information (“customer information”) that is not public. This is information we obtain from you or from other sources when we provide you with products and services.

We want you to know that we respect your privacy, and we protect your information.

• We do not sell customer information.
• We do not share your information with persons, companies, or organizations outside Weinsurexyz that would use that information to contact you about their own products and services.
• We expect persons or organizations that provide services on our behalf to keep your information confidential.
• We also expect those persons or organizations to use your information only to provide the services we’ve asked them to provide.
• We communicate to our employees about the need to protect your information. We have established safeguards (physical, electronic, and procedural) to protect this information.

Below are answers to questions you might have about privacy. You may be wondering…

What do we do with your information?

Weinsurexyz does not sell your personal or business information to anyone. We do not share it with companies or organizations outside of Weinsurexyz that would use that information to contact you about their own products and services. If that practice were ever to change, we would offer you the ability to opt out of this type of information sharing.

We may also use your information to help you with your insurance needs. We may also communicate with you about products, features, and options in which you have expressed an interest. Without your consent, we may disclose your information to persons or organizations within or outside Weinsurexyz. This would be done as permitted or required by law. We may do this to:

• Fulfill a transaction you have requested.
• Service your policy.
• Market our products to you.
• Investigate or handle claims.
• Detect or prevent fraud.
• Comply with lawful requests from regulatory and law enforcement authorities.

These persons or organizations may include:

• Our affiliated companies.
• Companies that perform services, including marketing, on our behalf.
• Other agencies with which we have an agreement for the sale of financial products.
• Insurance companies to perform their role in an insurance transaction involving you.
• Persons requesting information pursuant to a subpoena or court order.

What kind of customer information do we have, and where did we get it?

Much of the information that we have about you comes from you. When you perform certain transactions, you may give us information such as your name, address, and Social Security or business Federal Employer ID Number (FEIN). These transactions include when you submit an application for insurance, submit a request for products and services we offer, or submit a request for an insurance quote. We keep information about the types of services you purchase from us and our affiliates. Examples of this include premiums, account balances, and payment history. The insurance companies we work with may collect information from outside sources, such as business reporting agencies. This information may include loss information reports and business credit reports.

How do we protect your customer information?

We expect any company with whom we share your information to use it only to provide the service we have asked them to perform. Information about you is also available within Weinsurexyz to those individuals who may need to use it to fulfill and service the needs of our customers. We communicate the need to protect your information to all employees and agents, especially those with access to it. We have established physical, electronic, and procedural safeguards to protect your information. If your relationship with us ends, your information will remain protected according to the privacy practices outlined in this statement.

Do you use cookies?

Cookies are used to track a user’s session and are not permanently recorded. No information is permanently stored in the cookie file on the client. Cookies are used to enhance a user’s experience on a dynamic, database-driven website.

Will you notify me if your privacy policy changes?

If at some point in the future there is a change to our information usage practices that affect your Personally Identifiable Information, we will notify you by email of the relevant changes. At that time, you will be able to opt out of this information usage by sending a message to: info@weinsurexyz.com. You should also check this posted privacy statement for changes.

How do I update my information?

You can correct and update pertinent information by phone at (718) 872-9425.

How secure is my information?

To guard against unauthorized use, information passed between your browser and Weinsurexyz is encrypted using the Secure Socket Layer (SSL)/TLS system. All information collected is stored on servers located on our secure premises or on the secure premises of our partner firms. Only company employees directly involved in servicing customers have access to your information.

What about other websites linked to Weinsurexyz?

Weinsurexyz is not responsible for the information practices employed by websites linked to or from our website, including our affiliate partners. When you use a link to go from our website to another website, this Privacy Statement no longer applies. Your browsing and interaction on any other website is subject to that website’s own rules and policies. Please review those rules and policies before proceeding.

Who can I contact if I have questions regarding my privacy?

You can contact Weinsurexyz directly with any comments or questions by phone at (718) 872-9425 or by email at info@weinsurexyz.com.

The U.S. Federal Trade Commission offers an overview of privacy protection at ftc.gov.

Be sure to check the privacy policies of each site you visit. If you have questions or comments regarding Weinsurexyz’s privacy practices, please contact us by phone at (718) 872-9425.

We hope you have found this information helpful. If you have any questions or would like more information, please contact customer service at (718) 872-9425.