Small Business Insurance Overview
Small Business Liability Insurance : Risk Review
As the person responsible for researching and/or purchasing small business insurance coverage for your company, you want to find the right general liability insurance, workers’ compensation insurance, and umbrella liability insurance policies at a fair price. But because buying small business insurance isn’t something you do every day, the many available options can be confusing and even intimidating.
To help you research small business liability insurance coverage options, We Insure XYZ offers a library of articles about some of the most common issues in business insurance.
Do I have the right small business insurance for my company?
If you only shop for small business insurance coverage once every few years, how do you know if your premiums are competitive, your small business insurance carriers are sound, and your coverage is adequate? By learning about the basic options, you can determine what commercial liability insurance coverage you need for your type of business. This is especially important when purchasing general liability insurance, workers’ compensation insurance, and commercial auto insurance. Full Article
Cover your business with general liability protection
General liability insurance is essential to maintaining the financial health of any well-run business. Weinsurexyz offers coverage options that are customizable, effective and affordably priced. And our responsive Weinsurexyz claims services and customer support are ready to serve you.
We’ll help you keep the doors open?
Bodily injury and property damage liability
Covered losses can include things like an injury from a slip and fall at your premises or worksite and damage to neighboring property.
Medical payments
This coverage for medical expenses is for a covered bodily injury to a third party as a result of an accident on your premises or worksite.
Personal and advertising injury liability
This coverage can help protect you in situations such as when an employee speaks or publishes information that slanders or libels a person or organization, publication of material that violates a person’s right of privacy, copyright infringement, or wrongful eviction.
Additional protection
You can enhance a general liability insurance policy with additional coverage to meet the specific needs of your business. Typical additional coverages include:
- Employment practices liability insurance
- Expanded property damage
- Hired and non-owned auto liability insurance
- Aggregate limits per location or project
- Employee benefits liability
- Damage to Premises Rented to You
- Other specialty enhancements for general liability and contractors
Property insurance: The “bricks and mortar” of any small business insurance plan
No business should open its doors without first obtaining appropriate property insurance. Learn why this affordable coverage is critical to every business. Full Article
Workers’ compensation insurance protects the employer as well as the employee
Many employers think of workers’ compensation insurance as something they’re buying to benefit employees. But recent changes have made workers’ compensation insurance policies more beneficial to employers than ever before. Full Article
What is a BOP?
If your business is fairly straightforward, you may find the best solution for small business insurance coverage is a standard general liability and property Business Owner’s Policy, often called a BOP. Here’s how to tell if this type of policy is right for you. Full Article
Commercial Coverage Protects the Health and Well-Being of Your Business.
At Weinsurexyz, we know how important it is to have commercial coverage that protects the health and well-being of your business. We also know that the best, most beneficial commercial program is one that protects you against risk without limiting your opportunities – giving you the peace of mind to keep your business going strong. That’s why our commercial insurance specialists start by evaluating your business inside and out, identifying your risks – and your opportunities. Then, we not only place your coverage with a quality insurance carrier that best meets your needs, we stand behind you with a range of cost-saving services like policy reviews, account consulting, risk management, loss control as well as claims management assistance.
Keeping business insurance policies updated makes renewals fast and accurate
As a business owner, you can ensure that your company is protected by keeping your small business insurance, workers’ compensation insurance and commercial auto policies updated to reflect changes in your business. As an added benefit, updating your policy as your business changes makes policy renewals with your business insurance carriers a snap. Full Article
