Acceptance of Terms
Please read these terms and conditions of use carefully before using this site. Your use of this site indicates your acceptance of these terms and conditions, and you agree that each visit you make to the Weinsurexyz website shall be subject to the current guidelines. We reserve the right, at our discretion, to change, modify, add, or remove portions of these terms at any time, which may be updated by us from time to time. Continued use of the site after any changes constitutes your acceptance of the revised terms.
Weinsurexyz is a trade name and website operated by Liability Advisors Inc. (NY License #1810943). References to “Weinsurexyz,” “we,” “us,” or “our” throughout these Terms of Use refer to Liability Advisors Inc.
Copyrights/Trademarks
All of the contents of the Weinsurexyz website pages, including, but not limited to, text, graphics, and icons, are copyrighted materials registered or controlled by Weinsurexyz. None of the content or application processing routines on this site may be reproduced, republished, distributed, sold, transferred, or modified without the express written permission of Weinsurexyz.
Third Party Websites
The Weinsurexyz website may contain hyperlinks to other (third party) websites that are not maintained by Weinsurexyz. These third party websites are provided for the consumer’s convenience, and Weinsurexyz is not responsible for any content of these sites. The inclusion of these links does not constitute nor imply approval or endorsement by Weinsurexyz of the sites or their content.
Agency Licensing
This website is not intended as a solicitation for insurance in any state where Weinsurexyz or any of its affiliates are not licensed. This website is not intended as a solicitation for insurance in any state where Liability Advisors Inc. (d/b/a Weinsurexyz) or any of its affiliates are not licensed. Our agents and producers are authorized to transact insurance business only in states where they hold an active license. Our agents and producers are authorized to transact insurance business only in states where they hold an active license. For details on our licensing and credentials, please see our Licensing and Credentials page.
No Binder / No Guarantee of Coverage
Submitting an inquiry, quote request, or application through this website does not constitute a binder of insurance and does not guarantee that coverage will be issued. Coverage takes effect only when confirmed in writing (a binder or policy) by the applicable insurance carrier, and is subject to that carrier’s underwriting approval, terms, and conditions.
Not Insurance, Legal, or Tax Advice
Content on this website, including articles, guides, calculators, and FAQ material, is provided for general informational purposes only and does not constitute insurance, legal, or tax advice. It is not a substitute for the terms, conditions, and exclusions of your actual policy documents. You should consult a licensed Weinsurexyz representative and, where appropriate, your own legal or tax advisor before making coverage decisions.
Limitation of Liability
The information and descriptions contained herein are not intended to be a complete description of all terms, exclusions and conditions applicable to the products and services, but are provided solely for general information purposes. You represent that you are of sufficient legal age to use this site and to create binding legal obligations for any liability you may incur as a result of the use of this site. You understand that you are financially responsible for all uses of this site by you and those using your login information.
This website and its content are provided on an “as is” and “as available” basis, without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. Weinsurexyz does not warrant that the site will be uninterrupted, timely, secure, or error-free.
To the fullest extent permitted by law, Liability Advisors Inc. (d/b/a Weinsurexyz) and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of, or inability to use, this website, even if advised of the possibility of such damages.
Products
Product descriptions, insurance terms, and answers to frequently asked questions are intended as general information and are not necessarily complete descriptions of all terms, exclusions and conditions applicable to the products and services offered through Weinsurexyz. Product availability varies by state. The insurance coverage afforded by our affiliated insurance carriers is subject to the terms and conditions of the policies issued by those insurance carriers. Coverage and its availability may vary by state; additional minimum coverage limits may be required in your state.
Compensation Disclosure
Weinsurexyz may receive commissions, fees, or other compensation from insurance carriers in connection with policies placed through this website. For details, please see our Compensation Disclosure page.
Electronic Communications
By using this website, including any chat, text, or SMS features, you consent to receive electronic communications from Weinsurexyz, including quote information, service updates, and marketing messages, in accordance with our Privacy Statement. You may opt out of marketing communications at any time by following the unsubscribe instructions provided or contacting us directly.
Copyright Infringement Notification (DMCA)
Weinsurexyz respects the intellectual property rights of others. If you believe that content on this website infringes your copyright, please send a written notice to our designated agent that includes:
- A physical or electronic signature of the copyright owner or a person authorized to act on their behalf;
- Identification of the copyrighted work claimed to have been infringed;
- Identification of the material claimed to be infringing, including its location (URL) on this website;
- Your contact information, including address, telephone number, and email address;
- A statement that you have a good-faith belief that the use is not authorized by the copyright owner, its agent, or the law; and
- A statement, made under penalty of perjury, that the information in the notice is accurate and that you are authorized to act on behalf of the copyright owner.
Notices should be sent to our designated copyright agent at:
Weinsurexyz
Attn: Copyright Agent
186-34 Midland Parkway, Suite G
Jamaica, NY 11432
Email: info@weinsurexyz.com
Upon receipt of a valid notice, Weinsurexyz will promptly investigate and, where appropriate, remove or disable access to the identified material. If you believe material was removed in error, you may submit a counter-notice with a statement of good faith belief that the material was removed by mistake, and Weinsurexyz will follow applicable procedures under the Digital Millennium Copyright Act (17 U.S.C. § 512) to resolve the dispute.
Regulatory Complaints
If you have a complaint about Weinsurexyz or one of our licensed producers that cannot be resolved directly with us, you may contact the New York State Department of Financial Services (DFS) at www.dfs.ny.gov or by phone at 1-800-342-3736.
Indemnification
You agree to indemnify, defend, and hold harmless Liability Advisors Inc. (d/b/a Weinsurexyz) and its officers, employees, and agents from any claims, damages, liabilities, and expenses (including reasonable attorneys’ fees) arising out of your use of this website, your violation of these Terms of Use, or your violation of any rights of a third party.
Governing Law and Venue
These Terms of Use shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of laws principles. Any dispute arising out of or relating to these terms or your use of this website shall be brought exclusively in the state or federal courts located in Queens County, New York, and you consent to the personal jurisdiction of such courts.
General Provisions
The information and descriptions contained in this website are not intended to be a complete listing of all terms, exclusions, and conditions applicable to the products. The exact coverage is subject to the terms and conditions of the policies as issued and may not be available in all states.
If any provision of these Terms of Use is found to be invalid or unenforceable, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.
These Terms of Use, together with our Privacy Statement, Compensation Disclosure, and Accessibility Policy, constitute the entire agreement between you and Weinsurexyz regarding your use of this website and supersede any prior agreements.
Last Updated: 8/11/2026
